FINMA strives to regulate in a manner that is both proportionate and distinguishes appropriately between different risks and business types. One important milestone is the small banks regime.
FINMA’s supervision and regulation have long been guided by the principles of efficiency and proportionality. In recent years it has systematically incorporated the principle of proportionality into its circulars and, particularly for smaller institutions, introduced various exceptions and relaxations.
One of the financial sector’s strengths is its diversity. Small banks and microbanks should be given every chance to continue operating. FINMA is therefore committed to identifying unnecessary obstacles and costs for small banks and eliminating them where possible.