Federal Office of Private Insurance FOPI
Federal Office of Private Insurance FOPI
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Figures 2005
All five of the enterprises subject to supervision fulfil the specified minimal requirements for Solvency I. The solvency ratio in % (quotient of the solvency requirements to the allowable equity capital) was between 190% and 300% for the five groups at the end of 2005. As in 2004, this represents an improvement for all groups in comparison with the preceding year.
Important statistical data:
The most important statistical data of the groups subject to supervision:
Bâloise | Swiss Life | Swiss Re | Winterthur | ZFSG | |
(in millions de CHF) | |||||
Gross premiums* | |||||
. Non-life insurance | 3'055 | 909 | 18'336 | 10'651 | 41'549 |
. Life insurance | 3'784 | 19'302 | 12'119 | 10'618 | 13'105 |
Balance sheet total | 62'108 | 177'597 | 219'147 | 178'728 | 446'046 |
Equity capital | 4'391 | 7'953 | 22'929 | 9'702 | 30'523 |
Return on equity capital | 10.3% | 12.3% | 6.7% | 11.6% | 15.5% |
Profit after tax | 404 | 874 | 1'451 | 1'061 | 3'998 |
* incl. reinsurance
Balance sheet total by region
:The balance sheet total by region provides an overview of the regional focuses:
Worldwide:
Bâloise | Swiss Life | Swiss Re* | Winterthur** | ZFSG*** | |
(in millions of CHF) | |||||
Europe | 62'108 | 177'597 | N/A | 178'418 | 295'744 |
North America | N/A | 5'753 | 89'884 | ||
Asia | N/A | 5'897 | N/A | ||
Rest of the world | N/A | -11'340 | 60'419 | ||
Total | 62'108 | 177'597 | 219'147 | 178'728 | 446'046 |
* distribution of balance sheet total by region not provided
** negative figures for "Rest of world" due to consideration effects
*** "Rest of world" includes "Centrally managed business areas"
Europe:
Bâloise | Swiss Life | Swiss Re* | Winterthur | ZFSG | |
(in millions of CHF) | |||||
Benelux | 5'942 | 23'611 | N/A | 9'470 | 1'022 |
Germany | 19'113 | 20'415 | N/A | 46'414 | 75'624 |
France | -- | 40'492 | N/A | -- | 1'384 |
Switzerland | 33'607 | 88'971 | N/A | 84'619 | 42'125 |
United Kingdom | -- | -- | N/A | 22'794 | 146' 574 |
Rest of Europe | 3'446 | 4'108 | N/A | 15'121 | 29'015 |
Total | 62'108 | 177'597 | N/A | 178'418 | 295'744 |
* distribution of balance sheet total by region not provided
Capital investment items:
The following table shows the distribution of overal capital investments at the groups' own risk for the most important investment categories. All enterprises increased their equity share relative to the previous year.
Bâloise | Swiss Life | Swiss Re* | Winterthur | ZFSG | |
(in millions of CHF) | |||||
Equities | 5'716 | 11'579 | 8'444 | 11'414 | 20'423 |
Participations | 175 | 76 | N/A | 731 | 762 |
Bonds | 21'220 | 81'360 | 94'798 | 88'502 | 154'996 |
Real estate | 5'582 | 11'435 | 1'557 | 8'834 | 8'293 |
Mortgages | 9'833 | 8'611 | 7'305 | 10'027 | 12'224 |
Loans | 7'802 | 21'669 | N/A | 5'304 | 15'740 |
Other | 4'071 | 24'452 | 2'811 | 1'257 | 28'513 |
Total | 54'399 | 159'182 | 114'915 | 126'069 | 240'950 |
* Participations are included under Other and Loans under Mortgages
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