Federal Office of Private Insurance FOPI
Federal Office of Private Insurance FOPI
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Figures 2004
All five groups subject to supervision fulfil the specified minimal requirements for solvency I. The solvency ratio in percent (quotient of the solvency requirements to the allowable capital) was between 160% and 230% for the five groups at the end of 2004. This represents an improvement for all groups in comparison with the previous year.
Statistical data:
The most important statistical data of the groups subject to supervision:
Bâloise | Swiss Life | Swiss Re | Winterthur | ZFSG | |
(in millions of CHF) | |||||
Gross premiums* | |||||
. Non Life | 3'081 | 1'049 | 20'011 | 11'094 | 46'682 |
. Life | 3'956 | 19'259 | 11'721 | 10'298 | 13'617 |
Balance sheet total | 59'621 | 165'613 | 184'492 | 165'275 | 394'656 |
Equity capital | 3'483 | 6'697 | 19'177 | 8'243 | 25'294 |
Return on equity capital | 6.5% | 10.7% | 13.6% | 8.8% | 13.3% |
Profit after tax | 222 | 624 | 2'475 | 699 | 2'950 |
* incl. reinsurance |
Balance sheet total by region:
The balance sheet total by region provides an overview of the regional focuses:
Bâloise | Swiss Life | Swiss Re* | Winterthur** | ZFSG | |
(in millions of CHF) | |||||
North America | N/A | 4'734 | 69'960 | ||
United Kingdom | N/A | 18'395 | 136'137 | ||
Continental Europe | 59'621 | 162'155 | N/A | 148'691 | 143'139 |
Others | 3'458 | N/A | -6'545 | 45'419 | |
Total | 59'621 | 165'613 | 184'492 | 165'275 | 394'655 |
* distribution of balance sheet total by region not provided ** negative figures for Others due to consolidation effects | |||||
Capital investment items:
The following table shows the distribution of overall capital investments among the most important investment categories. Across the entirety of the groups, no trends can be deducted for 2004 so far in comparison with the previous year.
Bâloise | Swiss Life | Swiss Re* | Winterthur | ZFSG | |
(in millions of CHF) | |||||
Equities | 4'067 | 5'106 | 5'261 | 16'433 | 19'316 |
Participations | 148 | 58 | N/A | 398 | 736 |
Bonds | 27'170 | 86'732 | 82'978 | 82'763 | 141'743 |
Real estate | 5'619 | 11'514 | 1'699 | 8'658 | 8'203 |
Mortgages | 9'798 | 8'645 | 6'361 | 10'028 | 11'690 |
Loans | 1'400 | 12'126 | N/A | 5'063 | 16'993 |
Others | 4'597 | 13'087 | 2'207 | 4'618 | 19'240 |
Total | 52'799 | 137'268 | 98'506 | 127'961 | 217'921 |
* Participations are included under Others and Loans under Mortgages | |||||
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